Practical, proven strategies to take control of your money, eliminate debt, build lasting wealth, and protect the people you love — from today through retirement and beyond.
Step Zero
Before any investment strategy can work, you have to change the habits and thinking that are holding you back. Five foundational moves make all the difference.
Put yourself and your family before any other obligations you have. Make saving automatic.
To speed up your success, consider part-time work and build a second income stream.
Understand the difference between your "wants" and your "needs." Set priorities and develop a disciplined budget plan.
Avoid the pitfalls of "plastic money." Buy only what you can afford and pay with cash whenever possible.
Change your financial paradigm by fundamentally shifting the way you think and talk about money.
The Roadmap
A time-tested sequence. Start at Step 1 and build upward —
each layer strengthens the next.
Contact Team Lonestar to help you strategize your financial security.
Compound Interest
Divide 72 by your interest rate to estimate the number of years it takes for your money to double. Contact Team Lonestar to help you maximize your savings.
The Rule of 72 is a mathematical concept that approximates the number of years it will take to double the principal at a constant rate of return. Performance fluctuates over time and doubling cannot be predicted with certainty. All figures are for illustrative purposes only.
Indexed Strategy
Connect with Team Lonestar to participate in the upside of the market while a guaranteed zero-loss floor keeps your principal protected during downturns.
S&P 500 Large Company Stocks vs. a hypothetical Indexed Account — Aug 1997 to Aug 2020.
Reflects actual historical 1-year point-to-point S&P 500 returns, Aug 1997–Aug 2020. Past performance is not indicative of future performance. For hypothetical and illustrative purposes only.
Retirement Planning
Not all money is treated the same by the IRS. Understanding the three tax buckets is essential to building a tax-efficient retirement strategy. Team Lonestar can help you maximize your retirement income.
² Subject to IRS regulations and insurance policy conditions & restrictions. Consult your licensed representative.
Living Benefits
Life insurance you don't have to die to use. A chronic, critical, or terminal illness can devastate your retirement savings — living benefits protect you while you're still alive.
Connect with Team Lonestar to find out more.
Source: Genworth Cost of Care Survey 2019. Accelerated Living Benefits availability and features vary by provider. Check with your licensed representative for details.
Investment Mindset
History is full of events that could have prevented even the boldest investors from planning their financial future. The question is not whether the world is uncertain — it always is. "Now is always the hardest time to invest."
History has always provided a reason to wait. Those who started anyway — and stayed the course — built wealth. The best time to start is today.
Schedule Your Free ConsultationRequest your FREE consultation and discover how Lonestar Business Advisors can help you buy, sell, or grow — and build a financial plan that protects your family's wealth for generations.
